Board & Committee Updates
Please join us in welcoming Patrick Noonan to our Board of Directors and John Burnett to our Supervisory Committee!
Upcoming Closures – Q2 2025
Upcoming Closures as of April 2025
Memorial Day: Monday, May 26th
Juneteenth: Thursday, June 19th
Independence Day: Friday, July 4th
We Outrate the Competition
When it’s time to upgrade your ride, Civic Central Credit Union makes purchasing easy.
We offer rates as low as 4.25%* – other local banks and credit unions start at 5%!
Our advantages don’t stop there! We guarantee
- No Hidden Fees
- No Prepayment Penalties
- Free Life Insurance for Your Loan Term
Enjoy great rates and exceptional support when you finance with Civic Central Credit Union.
Put Your Tax Refund to Work for You
Investing in your future is a choice you’ll never regret!
We know that finding resources to invest throughout the year can be tough, but if you’re getting a tax refund, you can put it to good use in one of our higher-yield deposit accounts.
We offer strategic savings options that can help you get a better return on your return!
Investment Options to Consider:
- Traditional IRAs
- Roth IRAs
- Certificates of Deposits (CD)
- Education Savings Account
Learn more about our attractive deposit rates below:
Member Notice
Due to changes in Federal Regulation CC, effective July 1, 2025, our Funds Availability Policy will change as follows:
- The amount available for withdrawal for checks deposited not subject to next-day availability will increase from $225 to $275.
- The amount available for withdrawal on exception holds for large deposits and new accounts not subject to next-day availability will increase from $5,525 to $6,725.
A complete Funds Availability Policy is available at the credit union.
Hit The Brakes for These Auto Loan Rates!
Springtime is the right time to take advantage of our always-low auto loan rates!
For model years 2022 and newer, enjoy rates as low as:
4.25% APR* for 48 months or 4.99% APR* for 60 months
*Loan rates quoted are the lowest available rates. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. Please contact the credit union
for current loan rates and loan details.
Upcoming CCCU Annual Meeting
Join us for the Civic Central Credit Union Annual Meeting!
Date: March 19, 2025
Time: 4 p.m. – 6 p.m.
Location: McClung Park, Jefferson City
Tickets: Purchase meal tickets at the credit union by March 7, 2025. Their cost is $5.00.
Please note: Our lobby will close at 4:00 pm and the drive-thru at 4:30 pm to allow staff to prepare for the event.
If you’re unable to attend, you can pick up a copy of the Civic Central Credit Union Annual Report at the credit union.
We hope to see you there!
New Card Activation – Changes Ahead
Card activation just got easier.
In the future, members must use the cell phone number the Credit Union has on file to activate a new debit card. This includes new cards issued when a card expires.
It is important to make sure your information is up to date.
If you think we may have an old phone number, please contact us at (573) 636-5338 to update before your card expires.
This number will also be used to accept any fraud text alerts. This is an added security measure and will help you prevent card fraud.
If you have any questions, please do not hesitate to call us at (573) 636-5338.
Be Fraud-Aware This Tax Season
Another tax season is here, and scammers are finding ways to try and collect your personal information.
It’s time to be cautious, and watch out for common scams like:
- Unclaimed Refund Scams – Fake IRS letters asking for personal information
- IRS Impersonation Calls – Threats of arrest unless you make a payment
- Fictitious Tax Collection Calls – The IRS will never attempt to collect payment over the phone or with a prepaid card.
Being aware is the first step in fraud protection.
Verify all communications and report suspicious activity to the IRS at (800) 366-4484.