(573) 636-5338 [email protected]

Bring a Smile to Every Mile

Low Auto Loan Rates Bring a Smile to Every Mile

New, used, or refinanced – Civic Central Credit Union has you covered with always low rates!

As Low As
4.25% APR*
on 2023 and Newer Models

As Low As
5.75% APR*
on 2022 and Older Models

Get Started

Secure a new vehicle or a lower payment on your current vehicle with Civic Central Credit Union.

*Loan rates quoted are the lowest available rates. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. Please contact the credit union for current loan rates and loan details.

Our Loan Officers are Here for You

Our Loan Officers are Here for You

Did You Know?
We have three loan officers in branch to support you.
You’re sure to enjoy our competitive rates and quick
approvals.

Available loans include

  • Home Equity Lines of Credit
  • Auto Loans
  • Motorcycle and ATVs
  • Personal Loans

Chat with one of our loan officers today!
Ask for Zachary, Kaitlin, or Leah to get started.
Email our loan team at [email protected].

It’s Your Equity, Use it Your Way

Now’s the time to check your equity! With home values at an all-time high, your equity could help fund home improvements, consolidate debt, and more!
Our set low rate makes us the best choice for a home equity line of credit. Enjoy 6.50% APR* for the next two years, the lowest HELOC rate in Jefferson City!

Check Your Equity Here

*Annual Percentage Rate. Interest rate is subject to change. See FSO for details.

Retirement Accounts

Did You Know… Civic Central Credit Union offers members low-cost Traditional & Roth IRA options.

Our custodial fees are the lowest in town:

  • $2.00 set-up fee
  • $6.00 annual fee

IRAs are the perfect way to diversify your retirement savings. They can also be invested in IRA CDs which offer higher dividend rates at various terms.

For the Good of Us All