Check Your Home Equity - Civic Central Credit Union

Let's Check Your Equity

Home values are at an all-time high. It's the perfect time to check your equity! Your equity can help you free up funds for home improvements or pay off higher-interest debt.

Our current rate of 6.50% APR* is the best in town, literally! We have the lowest HELOC rate in Jefferson City! Plus, it's locked for the next two years, making now the perfect time to put your equity to use

We calculate your available equity by taking 80% of your home’s assessed value and subtracting the remaining balance of your mortgage. Your available equity can be used in a variety of ways:

Pay Off Higher-Interest Debts
Make Home Improvements
Cover Education Expenses

Let Us Help You Check Your Equity

We'll give you the steps to determine your available equity for the purposes of requesting a loan based on that equity.

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*Annual Percentage Rate. Interest rate is subject to change. Rates reset in July of every odd year. ^No closing costs on your first line of credit. Subject to credit union approval. Not all applicants will qualify. See FSO for details.