Check Your Home Equity - Civic Central Credit Union

Let's Check Your Equity

We can help determine your available home equity to secure a low-interest loan for home improvements, higher-interest debt payoff, and more.

Our current rate of 6.50% APR* is the best in town, literally! We have the lowest HELOC rate in Jefferson City! Plus, it's locked until 2027, making now the perfect time to put your equity to use

We calculate your available equity by taking 80% of your home’s assessed value and subtracting the remaining balance of your mortgage. Your available equity can be used in a variety of ways:

Pay Off Higher-Interest Debts
Make Home Improvements
Cover Education Expenses

See How Your Equity Stacks Up

We can help you figure out your available equity for the purpose of requesting a loan based on that equity.

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*Annual Percentage Rate. Interest rate is subject to change. Rates reset in July of every odd year. ^No closing costs on your first line of credit. Subject to credit union approval. Not all applicants will qualify. See FSO for details.