Check Your Home Equity - Civic Central Credit Union

Let's Check Your Equity

Home values are at an all-time high. It's the perfect time to check your equity! Your equity can help you free up funds for home improvements or pay off higher-interest debt.

Our attractive low rate makes us the best choice for a home equity line of credit. Our current rate of 6.50% APR* is the lowest HELOC rate in Jefferson City.

We calculate your available equity by taking 80% of your home’s assessed value and subtracting the remaining balance of your mortgage. Your available equity can be used in a variety of ways:

Pay Off Higher-Interest Debts
Make Home Improvements
Cover Education Expenses

Request Guidance on Checking Your Equity

We'll give you the steps to determine your available equity for the purposes of requesting a loan based on that equity.

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*Annual Percentage Rate. Interest rate is subject to change. Rates reset in July of every odd year. ^No closing costs on your first line of credit. Subject to credit union approval. Not all applicants will qualify. See FSO for details.