1099 Notice for 2026 Tax Season
1099 Notice
Look for your 1099 form with your Dec. 31st statement.
Reminder:
1099s are only issued when accrued interest exceeds $10. 1098s are only
issued when interest paid exceeds $600.
Tap Into Tax Breaks with Civic Central
Tap Into Tax Breaks
Tax season is approaching, but there’s still time to maximize your deductions. Take advantage of IRAs to lower your taxable income. Moving taxable income into these accounts can reduce your tax bill. These contributions also improve your retirement outlook.
See details on eligibility and more at irs.gov.
Open an IRA
Call 573-636-5338
Our Loan Officers are Here for You
Our Loan Officers are Here for You
Did You Know?
We have three loan officers in branch to support you.
You’re sure to enjoy our competitive rates and quick
approvals.
Available loans include
- Home Equity Lines of Credit
- Auto Loans
- Motorcycle and ATVs
- Personal Loans
Chat with one of our loan officers today!
Ask for Zachary, Kaitlin, or Leah to get started.
Email our loan team at [email protected].
Skip-A-Pay This Holiday Season
Skip-A-Pay This Holiday Season
Give your holiday budget a break with Skip-A-Pay, a simple way to free up your finances so you can focus
on the things that matter most.
Apply for Skip-A-Pay to skip your November or December loan payment*.
*Home Equity Loans and VISA Credit Card Loans are excluded.
Exclusive Member Benefits For You
Did you know your member benefits go beyond great service and low rates?
From Disneyland to Sam’s Club, our members get discounts that can take summer to the next level!
These exclusive benefits are yours just for being a member of Civic Central Credit Union.
Free Checking Account with All the Perks
Our free checking account lets you enjoy all the perks at no cost to you!
Open your free account today and enjoy:
- Double the APY*
- Dividends with just $25 deposited
- Remote card control
- Free checks & cards
Request your free checking account today through your member portal or by emailing us at [email protected].
*When compared to other free checking accounts in the market.
It’s Your Equity, Use it Your Way
Now’s the time to check your equity! With home values at an all-time high, your equity could help fund home improvements, consolidate debt, and more!
Our set low rate makes us the best choice for a home equity line of credit. Enjoy 6.50% APR* for the next two years, the lowest HELOC rate in Jefferson City!
*Annual Percentage Rate. Interest rate is subject to change. See FSO for details.
Digital Access to Your Statements
Have you ever misplaced your paper statement or wished you had access to one from the past?
Enroll in Online Banking to get access to current and past statements.
Here’s How:
- Click the Bank Online button above
- Choose Enroll Now
Once we verify your account, you can opt-in for eStatements and convenient access to your accounts.
Retirement Accounts
Did You Know… Civic Central Credit Union offers members low-cost Traditional & Roth IRA options.
Our custodial fees are the lowest in town:
- $2.00 set-up fee
- $6.00 annual fee
IRAs are the perfect way to diversify your retirement savings. They can also be invested in IRA CDs which offer higher dividend rates at various terms.