Simple Ways to Invest: Tax Refunds
We know that finding the resources to invest throughout the year can be tough.
Tax refunds are a great opportunity to tuck away extra cash without throwing your budget out of order. Put your refund to work with saving options designed to grow your money.
Accounts to Put Your Tax Refund to Work
Big Plans Start at Home
From renovations to consolidating higher-interest debt, a Home Equity Line of Credit gives you flexible access to the funds you need – when you need them.
Apply for a HELOC and enjoy
Unlock Your Home’s Potential
See how your home can help you by requesting an equity review.
*Annual Percentage Rate. Interest rate is subject to change. Rates reset in July of every odd year.
+No closing costs on your first line of credit. Subject to credit union approval. Not all applicants will qualify. See FSO for details.
Low Auto Loan Rates Bring a Smile to Every Mile
New, used, or refinanced – Civic Central Credit Union has you covered with always low rates!
As Low As
4.25% APR*
on 2023 and Newer Models
As Low As
5.75% APR*
on 2022 and Older Models
Get Started
Secure a new vehicle or a lower payment on your current vehicle with Civic Central Credit Union.
*Loan rates quoted are the lowest available rates. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. Please contact the credit union for current loan rates and loan details.
Look for your 1099 form with your Dec. 31st statement.
Reminder:
1099s are only issued when accrued interest exceeds $10. 1098s are only
issued when interest paid exceeds $600.
Tax season is approaching, but there’s still time to maximize your deductions. Take advantage of IRAs to lower your taxable income. Moving taxable income into these accounts can reduce your tax bill. These contributions also improve your retirement outlook.
See details on eligibility and more at irs.gov.
Open an IRA
Call 573-636-5338
Did You Know?
We have three loan officers in branch to support you.
You’re sure to enjoy our competitive rates and quick
approvals.
Available loans include
Chat with one of our loan officers today!
Ask for Zachary, Kaitlin, or Leah to get started.
Email our loan team at [email protected].
Did you know your member benefits go beyond great service and low rates?
From Disneyland to Sam’s Club, our members get discounts that can take summer to the next level!
These exclusive benefits are yours just for being a member of Civic Central Credit Union.
Our free checking account lets you enjoy all the perks at no cost to you!
Open your free account today and enjoy:
Request your free checking account today through your member portal or by emailing us at [email protected].
*When compared to other free checking accounts in the market.
Now’s the time to check your equity! With home values at an all-time high, your equity could help fund home improvements, consolidate debt, and more!
Our set low rate makes us the best choice for a home equity line of credit. Enjoy 6.50% APR* for the next two years, the lowest HELOC rate in Jefferson City!
*Annual Percentage Rate. Interest rate is subject to change. See FSO for details.